Almost every civilization that valued commerce has practiced some form of factoring, including the Romans who were the first to sell actual promissory note at a discount.
invoice factoring  and account receivable factoring   services
The first widespread, documented use of factoring occurred in the

Factoring has a long and rich tradition,
dating back 4,000 years to the days of Hammurabi. Hammurabi was the king of Mesopotamia,
which gets credit as the "cradle of civilization."
In addition to many other things, the
Mesopotamians first developed writing,
put structure into business code and
government regulation, and came up
with the concept of factoring.

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After a while, Hammurabi and the Mesopotamians
went the way of extinct civilizations,
but factoring endured.  American colonies before the revolution. During this time, cotton, furs and timber were shipped from the colonies. Merchant bankers in London and other parts of Europe advanced funds to the colonists for these raw materials, before they reached the continent. This enabled the colonists to continue to harvest their new land, free from the burden of waiting to be paid by their European customers.
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Recognize that these were not banking relationships as they exist today. If the colonists had been forced to use modern banking services in eighteenth century England, the process would have been much slower. The banks would have waited to collect from the European buyers of the raw materials before paying the seller of these goods, the colonists. (And at that point, who needed the bank?) This was not practical for anyone involved. So, just as today, the "factors" of colonial times made advances against the accounts receivable of clients, enabling the clients to continue with their operations, long before they had been paid for what they were sold

"You have always provided
  service above and beyond any other
  company I have dealt with. Our account
  manager gives us 100% and is only
  one of the reasons we have
  chosen to stay with you."
   - Leroy , V.P.  Security Services Company

Is a Factoring Company For You?

The key to knowing if factoring is
for you is to not to look only at the
bottom-line factoring fee,
but also to consider how your company
may increase it's profits through factoring.

Here is additional information on factoring company
to help you with your decision.

How are factoring company fees
and advance rates determined?
It is based on several factors:
The creditworthiness of your clients
Your monthly billing volume
Average invoice size
Average days to payment
Fees can range from 2-5 % of
the invoice's face value.
For example if the invoice's value
is $1,000; a fee of 3% equals $30

We are a nationwide company offering
invoice factoring programs the others can't
because of our unique funding capabilities.
The others are restricted by their banks on
what kind of factoring programs they can offer.
We are not restricted!

 Our customers tell us that our combination
of low rates,flexible contracts and exceptional
service makes us the best choice for invoice
factoring services.

We have been providing invoice
factoring services nationwide for decades
and have clients in hundreds of industries. Including
factoring for Health Care Staffing, Tansportation,
Trucking, Manufacturing, Labor Staffing,
and much more.
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Unlike other invoice factoring companies,
our program includes the
following features at no additional charge:
• 12-24 hour funding on approved invoices
• Highest advance rates in the industry
• Credit analysis on new and existing customers
• Continuous collection management and follow up on    factored invoices
• Invoice and statement mailing (postage included)
• Account status inquiries anytime;
  24/7 online account access.   
• We allow you to electronically submit Invoices
• Free credit checking on new customers at no
  additional cost

When you become our client you will
be served by our staff that has an average
of 11 years account receivable
factoring industry experience per
account executive.  
(Well above the invoice factoring industry norm!)

You will have one dedicated person
 and his or her assistant who will handle
your account.  
Unlike the others, you don't have to
start over each time you call  with a new person

Our flexibility allows you to maintain control:
• You select accounts you prefer to factor on
   an invoice by invoice basis.
• You control total factoring costs by only
   factoring on an    "as needed" basis.

Up to 97%  
Invoice Factoring Advance Rates:
Advance rates are based on overall risk
associated with a particular industry
as well as experience and track record.
We hold reserve accounts to accommodate
industries which typically experience
dilution and that we would otherwise
not be able to service.
Advance rates range from
80% to 97% of the gross invoice amount.

Invoice Factoring Fee Structures:
Fees are determined based on
your industry, the credit worthiness
of your customers, how quickly
your invoices turn, and
monthly factoring volume.

GET YOUR CASH TODAY
Call our invoice factoring specialists at

1-888-239-9162 or

Email Us  or
Complete our
ONLINE INVOICE FACTORING REQUEST FORM

INVOICE FACTORING HOME PAGE

INVOICE FACTORING BENEFITS
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WHY INVOICE FACTORING IS NECESSARY
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